Top 10 Anti-Cheapie Financial Tips
Here are my secrets to financial success and happiness that goes against every rule of the cheap lifestyle...
1. Instead of saving more of your current earnings, earn more to save more.
2. Saving a few pennies here and there isn't going to help you in the bigger picture. Investing in real estate (pre-construction condos are hot), stock market (if you brought into GOOG initially, you're set) and 401K can result in huge financial gains; many times more than saving a few bucks by buying used clothes.
3. Busting out the calculator at the dinner table to figure out your share of the group bill down to the penny isn't financially smart. Its rude.
4. Save? Whats that?
5. If you have the money, spend it.
6. Having millions in the bank won't do you any good when you're dead.
7. Having good credit is the key to everything.
8. Carry some credit card debt but pay it off completely or at least a large portion of it monthly. This is a great way to increase your FICO score.
9. Pay more than the required payment on my auto loans, mortage, student loans, etc. You will pay them off sooner and this is another great way to increase your FICO score.
10. You only live once, so enjoy it while it lasts.
1. Instead of saving more of your current earnings, earn more to save more.
2. Saving a few pennies here and there isn't going to help you in the bigger picture. Investing in real estate (pre-construction condos are hot), stock market (if you brought into GOOG initially, you're set) and 401K can result in huge financial gains; many times more than saving a few bucks by buying used clothes.
3. Busting out the calculator at the dinner table to figure out your share of the group bill down to the penny isn't financially smart. Its rude.
4. Save? Whats that?
5. If you have the money, spend it.
6. Having millions in the bank won't do you any good when you're dead.
7. Having good credit is the key to everything.
8. Carry some credit card debt but pay it off completely or at least a large portion of it monthly. This is a great way to increase your FICO score.
9. Pay more than the required payment on my auto loans, mortage, student loans, etc. You will pay them off sooner and this is another great way to increase your FICO score.
10. You only live once, so enjoy it while it lasts.
Labels: Opinion
written by Tommy at 6:20 AM |
link: Top 10 Anti-Cheapie Financial Tips
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digg it!
You say "save? what is that?" but also say "earn more to SAVE more." Oxymoron.
You say "don't save pennies, invest in realestate ect." How can you invest money you do not have?
you say "If you have money spend it." But I thought you just said invest!
You say "having a million dollars in the bank wont help you when your dead." But it could help the family you leave behind. One thing I bet won't help them when you die is all your debt.
You say "good credit is the key to everything" good credit is good to have, but it is not the key to the kingdome of heaven. It is not the key to the heart of the one you love(but I guess it is in you case since youre love is your car.)
You only live once! When you die what will people remember about you? "He was such a good man, respected by all who knew him."
Or simply, "He had a cool car."
Thats right. Earn more to save more. If you earned more, then saving wouldn't be neccessary now would it?
Find the money. Borrow it. Start small. That is the problem with people like you... You lead your mediocre lives day in and day out, dreaming for that better life with no way to attain it, just satisifed with your mediocrity. Negativity is your biggest enemy.
Spend it, invest it and have even more to spend.
If I die suddenly, there is plenty of money to pay off my small debts. If I know that I'm dying, I will defeinitely make sure they will not be burdened with anything, including my debts. My biggest gift to my family after I leave this life is not my money, but my knowledge and the tools they acquire from their education and myself that will empower them to lead a successful and rewarding life.
Credit is the key to the kingdom of financial heaven. And I do love my S2000, but I love Maria more. ;)
"He was such a good man, respected by all who knew him. And he had a collection of cool cars too." HAHAHA
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